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This is why I wish loans never existed, because it allows people with no business buying something to be able to borrow it. While borrowing it, people often say "I just 'bought' a new car. I'm only paying x% interest on it too!"
This is bad, you should never feel happy about paying interest, no matter how low it is. Even if it's 0%, you're still buying something that is out of your reach and placing yourself in debt. Debt is the reason why this country is going to shit, we don't know what responsibility means anymore. All we know is we want something and we don't care what it takes to get it as long as we can get it NOW.
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