You're driving a 2-3 year old Civic. I think you're better off than 90+% of college students. You can wait. Live below your means.
Also in my experience, you'll always get less than KBB's value for your car.
Finally, never borrow money from your parents. Do it on your own. If your dad is against the idea of you getting a new car, why would they loan you the money to do it anyway?
I think you'd be better off spending less and getting your own place. While you're at school it's a great time to practice living on your own. Also no girl wants to go back to your parents' place
Patience grasshopper.
Brett