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unfotrunately the way insurance companies work it will not be totaled at all if they already started repairs. the initial estimate must be around 75% depending on what state your in. (they all have different percentages). Once the repairs have begun if they find more damage it will not be added to the total percentage. they've already put money into it so they will continue with funding for repairs. It's cheaper for them to finish the job than it is to fork out the value of the car on top of the repairs they already paid for.
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