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Old 04-17-2014, 06:18 PM   #69
vgi
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Join Date: Apr 2013
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Quote:
Originally Posted by AllDayJonRay View Post
That's a silly justification, IMO.

If you mod your car, yea, you should be ready to accept the inherent risks involved. The issue is that you don't fully understand (or account for) just what the extent of those risks are when you hack up crash safety items. And I don't mean simply the risk of more damage in an accident. I'm talking about the insurance company denying claims because you tampered with safety equipment. That's expensive when it comes to collision repairs, but its bankruptcy level expenses when medical bills fall on the owner because the insurance company [rightfully] denies claims. (And worse still, though I know this is an extreme scenario, is the potential for lawsuits being filed against the owner of the vehicle).

Those cars that are 'riskier 100% factory' are still covered by the insurance company if the factory safety equipment wasn't tampered with...

So please don't try to downplay the risk of this modification to others because you don't care about the risk. This should absolutely be a factor to consider when selecting the right turbo kit.
Awesome post.
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