Quote:
Originally Posted by fistpoint
You need to get approved for those low APR's. Not everyone has good credit, while others have little or no credit history.
That side of the coin also isn't as black and white a you make it sound.
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I was talking about the people that could. I think even in the case of bad credit it might be a good idea to get a car loan anyways to help build it. If you can afford the car flat out and you have bad credit, I would take the opportunity of a car loan to help improve your credit and pay a lot more than the payments and put enough towards the principal but make it so it would take about 1-2 years to pay off the car so that you don't pay 10k in interest but still get a nice boost to your credit score.