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Financing the car as others have suggested is by far the best financial move. There are investment options out there where you can geta guaranteed rate of return which will probably cover your interest rate.
That said, if you are the type of person who has a hard time being responsible with your money then financing may not be a good idea. Some people just can't help themselves....they would see this pile of cash sitting in the bank and then go blow it on things they don't need or can't really afford, thus spending the money they were supposed to use to make the car payments.
If you fall into the latter category don't finance it, but my guess is that if the OP has saved 24k in the time period he specified then he probably has enough self control and should finance the car.
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