Quote:
Originally Posted by whitefrs
i doubt any insurance company will insure our modifications...
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not true. Mine does. yes you pay more, duhh you are insuring more. But it can be worth it considering. You can't expect to raise the value and the risk of the car and not pay for it in some way.
I did not have my mods insured at the time I totaled. The max they will cover is 1k in aftermarket unless otherwise notified. My insurance company did the best they could for me and in my situation I was able to buy back my car and strip my parts so I broke even.
I just bought a new one this week. When I called to add it to the policy they asked me if I plan on putting my parts back in and insuring them and I said yes I do and I will call you as soon as this happens but as of now it is stock.
In my case it is worth it to me for piece of mind that if something were to happen to this one I would be covered. That whole experience was messy and painful. I would rather have a big fat check and walk away from it all. I will gladly give them a chance to recoup this loss through my future premiums. They treated me that well.