Thanks for the infor everyone. I did some more research and I think I am going to try out the Seat Belt Adjuster:
http://www.walmart.com/ip/Custom-Acc...uster/16795121
I feel like even if I get the shoulder pad, the belt doesn't angle correctly to my body. It makes me feel unsafe. So hopefully this Adjuster may help angle the belt to make me feel safer. Well, see if it helps.