Quote:
Originally Posted by Turbowned
I'd like to do ~$5,500 down. ~$1800 of that will go to the great state of Taxachusetts (6.25%, assuming MSRP of $28,500 after destination), so the remaining $3,700 will come off what's left. Doc fees and registration should be about $500.
I just hope I can swing 60 months and don't have to stretch to 72. With my $300/mo vehicle allowance through work ($230/mo after tax) I know I can afford the remaining $220ish/mo. If it comes out to more I'll go to a dumb phone and cut my phone bill in half - f**k phones! I fully expect to make more money in the upcoming years, but then I need to start thinking about a house, too. F**k housing, too! It's all about cars.
Worst case scenarios: I lease one and buy it outright at lease end (not the best financial decision but...) or I save a couple grand going with the Scion... I really hope it doesn't come to this, though.
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I am buying in Taxachusetts but I am from RI so I'll get hit with the 7.0%. I have up to 11k I could put down as cash. But right now my loan offer expired through my bank and rather than try again I am going to sit down at the dealer when it comes in. Show them what I was offered in the past, if they can't beat it I will have a loan offer in 10 minutes online... LOVE USAA!