Quote:
Originally Posted by subiestyle
How did you guys record the car for insurance?
Did your insurance company know about the monogram series? Was it more or less expensive than the normal frs?
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The insurance on my 2014 Monogram was less expensive than the 2010 tC I had.
I asked my agent how that could be possible and she told me the rates are not just based on value. They look at a lot of different statistics like how many claims there have been against a certain model. So I'm thinking since the FR-S has only been out for 3 years there probably hasn't been near as many claims as a tC which there are a whole lot more on the road.
I also priced insurance for my sons 2008 Dodge truck and a policy with him and me and just the truck was $200 more (6 months) than him and me, the truck, a 1998 Expedition and a 2014 Monogram. She explained that one as 2 drivers and 1 vehicle is much more likely to be in an accident than 2 drivers and 3 vehicles. I can kind of understand but no matter how many vehicles we have we are still going to be on the road the same amount of time (just in a different vehicle) but insurance companies don't look at it like that, they look at statistics.