Quote:
Originally Posted by zAnSh1n
so when i negotiate the price should i do my homework and figure out the monthly payments and work out a deal that way or just do the price out the door, and have them throw in some freebies  |
My current idea for how to approaching paying the car is well... go to the bank/credit union and have an estimate on what you can get for the lowest interest rate for a certain loan (get a credit report from
www.annualcreditreport.com/ through one of the three financial services and you can probably have a good estimate on your finances). From that information (roughly when they have an idea when your car is in stock), proceed to the dealer and see if they can beat the interest rates on the bank/credit union. If you can do a lump sum of cash, see if they're willing to negotiate. Don't feel pressured I suppose, and you can always walk out and come back another day?