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Old 03-21-2014, 10:35 AM   #21
gily25
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You need to get a quote and start there. You can contact your insurance and see if they recommend a body shop. Unless you have some fly by night company, you can usually get all the way through the quote process witht hem before deciding to actually put in the claim. Once you put in the claim (for an at fault accident) it'll effect your rates unless it was a weather related accident (sometimes during ice storms or other such, insurance will have leniency) or you have some kind of first accident forgiveness program.

You may be able to buy the program after the fact, which I why I recommend you talk to the insurer, then get a quote, then make your decision.
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