Quote:
Originally Posted by MF_DEUCE
Noob question:
Doesnt putting more cash upfront lower the mothly payments?
if so,
then wouldnt it be better to place money versus going with the $0 down?
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On a typical loan, I think you're correct, but it mainly depends on your credit and lender. There are many things that can factor in like whether the loan is "front-loaded" or a straight forward interest. In some cases, you can even apply and get the loan from your bank/credit union and come to the dealer as a cash buyer.
For me, I'd probably go 50% down, but like I said, completely depends on what kind of loan I end up with.