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Not sure how this got into a topic about auto loans, but there are plenty of car loan specials which offer very low interest rates. I've seen 2% all the way down to 0% for 5 years.
I would say if you do pay cash for a car you are being a little careless with your money. The name of the game is cash flow and opportunity cost, if you dump 20k+ at once you just lost the ability to invest in assets which can earn more then 2% return over the lifetime of the loan.
This whole debt = evil mentality is pretty dumb. Yes, if you can't afford your debt it's a bad situation, but all debt is not necessarily bad.
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