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Old 03-03-2014, 01:11 AM   #777
Jegan_V
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Quote:
Originally Posted by FiRStsc10n View Post
$108 fine and 0 points in BC from a quick search.
0 points doesn't entirely shield you from a insurance increase. Any time an insurer has any reason to believe the driver is an increased risk they will raise it. Points increase is a guarantee increase, but a zero point offense can stick to your record and hit your rates the moment you further prove to the insurance company that you're a risk. I don't know if IBC differs on minor offenses but for certain Ontario companies have done this even for 0 point speeding offenses.
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