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6-8 months x $3,000/month is $18,000 roughly, or more! I am low balling on the $3k/month too. That is a decent amount of money to just have as back up sitting there. However, I wouldn't just let that many "dollars" sit there. I would put it into something that had more long term value since the dollar is pretty much garbage. Silver is a good investment. Obviously, don't put all your eggs in one basket, but its good to be diverse in where your putting your money.
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