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Old 02-16-2014, 06:55 PM   #54
1086
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Join Date: Nov 2013
Drives: UM86 - 6MT
Location: CA (elevation 85 ft.)
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Quote:
Originally Posted by trevorovert View Post
I can't stand when people say stuff like this.

You aren't going into debt. Your car is an ASSET. The only way you're going into debt is if you put 0 down.
Lol, sorry but I can't stand when people say stuff like this. If you even put $10k down, and have a loan, you're in debt, a loan is debt. Not everything you can sell is consdiered an asset, also. Yes many assets also come with expenses, such as a car or house. But you cannot conclusively say it is just an asset, because it isn't just that.

Your car is an expense, not a strict asset. What money are you making off of your 86? Are you renting it every weekend so that the money you make from renting it pays off your monthly payments? (for example.) If you paid cash in full for the purchase, no loan, you are still paying expenses for your car. Also, will you make the same money back you put down if you sell it? Probably not.

You can argue though, that the U.S. dollar is technically over 90% devalued, so you are getting more (brand new car) with devalued money. A bit of an abstract way to look at it but nonetheless true.
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