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I have had extended warranties on three previous Subaru's (2 SVX's and a 2006 Tribeca) I never got to use them once. On all five Subaru's that I have owned since 1995, I have only had two parts go out, and it was a $6.75 A/C relay that was not covered anyways on the Tribeca and wheel bearings on the SVX's. Maybe I am very lucky, but that is my experience. My wife loves the Tribeca so I have had it longer than any car I have ever owned. It is 8 going on 9 years old and it still has not had any parts replaced (except for relay). I bought it the first month they came out, so it was a new design at that time. The extended warranty is now gone and I got nothing out of it, or any others on my Subaru's.
Later this year the Tribeca will be sold and replaced by either the new Audi A3 or possibly the 2015 Legacy Sport if it has been improved on interior materials as the new press releases are claiming. The Audi would be leased, so no warranty would be needed, but if I was buying it for the long term, I would get one. I have owned two Audi's (A4 Quattro and Cabriolet) Both needed some expensive work during the extended warranty period. Also had a 2001 BMW M Coupe that I would not have bought without an extended warranty and it paid off. For a Subaru, I feel pretty safe without one.
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