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Old 01-22-2014, 12:41 PM   #126
Rio
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Stop, breath, think, then move forward

The fact is that you really want this car totaled so you can get a new one. The reality is that frame damage is NOT the determining factor for classifying it a salvaged vehicle. If after the repair, the frame is not repaired properly then they have to total it but State Farm will avoid that if at all possible because it means they would lose $10K according to what you have described.

Remember that it is only totaled if the repair cost is close to the cost of replacing the vehicle. In this case the cost would be somewhere above $25K and there's no way that's $25K worth of damage.

You need to follow what @torqdork said. You really need to find out if this is repairable.

I don't think they can repair the car from a cosmetic perspective but the handling will most definitely be affected.
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