Quote:
Originally Posted by ayau
now i'm hesitant to order with walser subaru after reading Chupacabra's poor experience with the manager.
i don't have a problem with them checking my credit as i'm sure i'll be approved for their financing, but hopefully it doesn't mean that i'm locked in with them for financing. the frustrating part is that we don't know if mn subaru dealers will price gouge the brz due to the limited quantity. if they charge over msrp, i'm pretty sure i'll just wait until i can buy one at msrp.
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It is enticing to be one of the few in with a preorder and if you're prepared financially, you should walk in with some type of proof. According to my friend, it's Walser's policy to have your credit run (supposedly once) to go through with a preorder. The major challenge I had was they also need you to sign a credit disclosure. This is where you simply release your credit history to Walser for them to pull whenever they feel like doing so. Ex: You decide to pass on the BRZ, but they have promotional financing for Imprezas and they want to qualify you, they'll dial your credit history (they claim a soft pull) and will contact you via phone, email or mailer to inform you that you qualify.
The problem is, by signing a credit disclosure, you are allowing them to run your credit which is scary. A soft pull through Equifax drops your score 3 points which isn't much...but it is still a negation on your credit score for 90 days until it goes away. And Walser probably wants your credit info to make money for the dealer network, because there will not be too much operable margin within the BRZ.
On that note, the BRZ will most likely be sold here in MN at MSRP. I don't envision price lifts on that car, and most Japanese car buyers are too savvy to buy over MSRP.