|
Run your own credit report, and get your FICO score.
Don't go into the dealership without knowing that, even if you plan on having your dad cosign you should still know what's on your report and if you have a FICO score.
As others have suggested don't go in with 'Hi I have 10K to put down', start at say 1500. If they say no, then ask what kind of downpayment makes it a yes.
Cosign only if it's a ridiculous rate (>7%) and you can get a great rate (<2.9) with your Dad.
|