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the geek in me is interested but the penny pincher in me would deal with my two cards if someone (in this case me) would pay me $50. plus new cards are free and this is not.
that being said, every single one of the people point out a downside are outside of its large target market. people with enough cards to need one of these things are not likely to make financial decisions based on logic or long term effects. its new and shiny so they will buy it.
also the faq is pretty neat with that little kung fu thing slipped in.
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