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Originally Posted by trevorovert
Wait, what's wrong with this?
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Mainly because of this
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When leasing the vehicle, the down payment is usually called a Cap Cost Reduction. Many times, customers will put down a fairly substantial amount of money in order to lower their monthly payments. While making the down payment will certainly reduce your monthly payments somewhat, you should consider this: you could get into a serious accident in the first few months of the lease, and the car may be totaled. If something like this happens, your down payment is completely lost. Even if you have high-quality collision insurance and gap insurance, none of your down payment will ever be refunded.
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http://www.carsdirect.com/auto-loans...n-when-i-lease
Putting more down doesn't really help anything. Need to stop looking at things in terms of "my monthly payment will be x" and rather be "at the end of the lease, how much money would I have paid?". Sure you have a low monthly payment, but that's because you just gave them $5k worth of payments upfront.