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I can't comment on your financials other than to say that having lived in NSW, things are different there. I had a company car (Holden Commodore) and didn't have to deal with transportation expenses.
I miss Oz and will return. Your country has so much to offer from fun blokes with positive attitudes, agreeable climate, exotic tropical locales, urban adventures and beautiful women who are attracted to Americans that I was sad when transferred back to the US.
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