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If the OP hasn't doesn't take everyone's advice on waiting to buy later after building his credit then so be it. I can't think of ANY car, regardless of price, that's worth the 14.99% APR. Right now, Subaru is offering 2.9% APR on a new BRZ. I just checked the current rates at my credit union and see they're offering 1.75%. It may not sound like much but it all adds up.
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