Quote:
Originally Posted by fistpoint
Your numbers are correct, but they are still asking about $5-6000 extra for the car before any APR is added. A 2013 AT w/TRD exhaust shouldn't cost more than $28000 after TT&L because the 14's are out.
His APR should be applied to that number minus whatever down payment, in his example $10k. That leaves $18000 financed @ $428 a month.
Why are they asking over $30k for a 2013 AT w/TRD? This guy needs to make a cash offer to find the price of the car first(+TT&L) then have the APR applied to that. That's how you always do it, price of car first, then calculate the TT&L yourself. The T&L is always going to be around $90-150 total, anything higher is padded, any other tack-ons are bullshit.
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Why not? It's obvious OP is getting the shaft, so let's see the shaft:
2013 MSRP $26355 (AT)
I added :
fog lights
rear bumper applique
rear spoiler
floor mats
BeSpoke audio
TRD exhaust
New MSRP of $29347. Adding TTL in California and that figure will be around $32500 or $33000...
So my numbers aren't off at all. OP never mentioned any options, and the fact that Scion charges $1100 for a TRD exhaust is one of the many ways he's getting ripped off. For $1100 I'd rather buy something much more exotic.
In any case, the numbers are correct.
-alex