Quote:
Originally Posted by fistpoint
Your numbers are correct, but they are still asking about $5-6000 extra for the car before any APR is added. A 2013 AT w/TRD exhaust shouldn't cost more than $28000 after TT&L because the 14's are out.
His APR should be applied to that number minus whatever down payment, in his example $10k. That leaves $18000 financed @ $428 a month.
Why are they asking over $30k for a 2013 AT w/TRD? This guy needs to make a cash offer to find the price of the car first(+TT&L) then have the APR applied to that. That's how you always do it, price of car first, then calculate the TT&L yourself. The T&L is always going to be around $90-150 total, anything higher is padded, any other tack-ons are bullshit.
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Yeah, I thought it was a 10 Series.. Looking at his post again, this is a 2013 AT with just TRD exhaust.. I would not pay more than $26K for that right now with the 14's out. No way that should be more than $28.5K OTD...
With $10K down his payment should be in the $450 range, even with a crazy high 14% APR....