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Originally Posted by _______
Honestly the monthly doesn't seem too absurd for a $25k car based on your interest rate. I don't think you are really getting ripped off but a better deal can be had for sure. Get quotes from other dealers or search for private loans. It seems like you want the car right now but patience is the key to getting the best deal. Based on my experience I never finance through dealers. Go through some options and secure a private loan if you can. Or you could just get a BRZ if you don't mind a Subaru from Clint in Colorado, nobody can beat his deals (wish I had known about him before buying my BRZ)
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Most dealers are very competitive on loans. I walked in with a note from B0fA for 1.9% interest rate and the dealer matched it with no pre-payoff penalty.
No questions asked.