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Old 10-14-2013, 04:25 PM   #40
Carsten
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Join Date: Oct 2013
Drives: Matrix
Location: Socal
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Quote:
Originally Posted by Tman08 View Post
Honestly, If he feels he wants or needs to get it, then just research the hell out of it first (financially).

What you need to realize is that you aren't locking in that high APR for life....there's something called RE-FINANCING at a later time. However each time your credit score is pulled for something, it depreciates. So that's why I suggest minimum 6 months.

I really wanted this car last year....but had to take a step back, build up more credit (and $) just to do it, in what I think was the "right way" for me personally.

Again....research
Already way ahead of you, refinanced my first auto loan.

It's a weird assumption that everyone on here thinks I haven't done any research at all.

Is it because I am 19 and therefore stupid? Or what?

I mean I appciate the suggestions, but I have done a massive amount of research on this.
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