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Penfed.org probably has the best interest rates for new and used vehicles. I've used them many times. Carsten ... you may want to call them and see what they may be able to do for you. Tell them you are looking to put 10K down and finance the remaining. Be able to provide tax returns to verify your income. Have a personal financial form (assets and liabilities) available. Maybe Penfed.org has a credit card. Ask them if you get their credit card and show a good payment history on the card .... can you finance with them in 6 months. We've all been there. You don't want to be screwed with a obscenely high interest rate.
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