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Agree with what's been said. If you need a co-signer, it probably isn't the right time to buy a car. There are many ways to get your credit up and do it wisely so that you aren't feeding the bank system.
I personally started with a phone bill, then a small $500 credit card, then a car. My credit was good enough within 6 months of that little card being issued to get approved for a 4.5%, $50,000 car loan. 4.5% isn't good, but it's a hell of a lot better than 14.99. You can do all that in less than a year. You wait a couple years, you'll be in better shape. I just got an offer for $50,000 at 1.49%. Usually get something similar twice a year
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