|
OP:
Odd dealer. I had 0 credit 2 years ago when I went to buy my first new car (as the last car I had co signed and every ounce of credit went to the co-signer and not me! despite me making all the payments).
Anyways, I had to do 17% for that car at the time to start out with, but was able to refinance after 6 months at.........0.95%!
Trick is with Equifax (which is the toughest to get up).
You might have to take a larger hit to establish the credit, but in 6 months or more, just refinance and it should be a much lower %
|