[strat61caster]

Option 3 isn't the end of the world, there are so many cool cars to drive. I'd go for an RSX, ~$7k ($10k at a dealer), more reliable than taxes, same gas mileage as FRS, less insurance, and you won't take a huge hit on resale in a couple years (especially in your area), especially if you get an S. Keep it stock, it'll sell better.

Edit: I also don't think that the 2015 will be any faster, nor the 2016, but it'll probably be heavier and more feature laden, pick up an orange '13 for < $20k that's been proven reliable once all your debt is paid off, you'll feel less guilty beating on it as well.