Quote:
Originally Posted by Captain Snooze
I'm assuming you insured for theft and vandalism only.
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Actually, everything was covered, I even indicated that I had custom audio installed.
To me swapping premium for excess is worth it since by my experience I've never had a claim for 12 years of daily driving.
Premium is a must pay and excess is only paid whenever you don't have someone else to point a finger at.
You just need to weigh up how likely an accident is going to be caused by you, your parking skills and if you have any clumsy people in your family.
