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Old 08-16-2013, 02:00 AM   #57
mav1178
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Quote:
Originally Posted by ericmpena View Post

I'm just assuming though, I don't know what they actually base it on.
A short list:

- vehicle popularity
- vehicle safety rating
- vehicle theft deterrent (or lack of)
- ease with which vehicle is stolen
- availability/cost of replacement parts
- anything that is different between the two cars (replacement value, used car value, depreciation, etc)

That is a short list. I can go into much more detail, but if you think about it, the CARS are different. Unless it's two identical BRZs, your insurance rates will vary between cars, even at the same perceived value to you.

-alex
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