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I'll be honest, I had a wreck with a brand new tC not even 3 months into its life about half a decade ago. I had it towed to the same dealership that I bought it from and within 24 hours they called saying that it was a total loss and that the insurance company would buy it out i.e. pay off the rest of my loan and cut me a check for the amount I paid off on the car. This is with full coverage of course. Lost a little bit of money due to deductibles and the appraisal of the car at that time, but we're talking less than $1000.
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