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Every state has different laws regarding Diminished Value. You need to research what they are in your state.
Rather than trying to get DV, I would find out what the magic number is for the insurance company to total the car, find a GOOD shop that you would want the car repaired at, have them begin the tear-down to see if they can hit the magic number because there WILL be more damage than the initial estimate, hope that your insurance company will total the car, and if they don't, at least you have a competent shop that won't half-ass the repair. Also, don't bother going to a dealership's body shop because they tend to half-ass EVERYTHING.
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