Quote:
Originally Posted by PineappleFriedRice
If you end up getting the secured credit card, make sure you only spend what you actually have and not what your limit is. Every time you use it to buy anything, pay it off right away(e.g. if you use it for your $50 meal at texas roadhouse, make a payment via your smartphone for the amount you used, assuming you have an android/iphone).
To answer your question, yes if you pay off your balance right away you wont pay any interest.
To be honest, your credit will only reflect the length of time you've had credit and your credit to balance ratio. Though by using your card, you increase your credit limit which helps your credit to balance ratio.
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Yes it will initially be a secured card but I will graduate to unsecure with higher limit. I didn't know you could pay as you go. If there's anything else I should know let me know. :happy0180: