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I got a MUCH better deal on gap insurance and extended warranty through my credit union, where I also got my loan. Dealer wanted something like 1200 for a 6yr/70k extended warranty and I got a 6yr/90k through my CU for 300 bucks. I'd suggest never buy any options from the dealer. They always seem like a ripoff and I believe that's just a huge profit lever for them.
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