06-30-2013, 02:52 PM
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#13
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Banned
Join Date: Nov 2012
Drives: TRD Ultramarine '13
Location: Calgary
Posts: 1,377
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Mentioned: 24 Post(s)
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Sorry, the financing price was bi-weekly. Should have mentioned that.
Quote:
Originally Posted by nalc
Are you sure you're not getting mixed up with leasing and financing? I really don't see how financing is $249/mo for 60 months on their website. That adds up to $14,940, so unless you're putting >$10K down payment, there's no way you're financing at $249/mo for 60 months, even if that is at 0% APR. It sounds to me like either the website is wrong, or you're mixed up between leasing and financing (Financing = buying the car, pay back the loan monthly, no mileage limit, you own it outright at the end of the term, leasing = essentially a long term rental, may have mileage limits, at the end of the term you need to return the car or buy it out for a depreciated value). If you're leasing one of the twins for $430/mo for 60mo, you're getting bent over and rammed, and if you're financing one of the twins for $250/mo for 60mo, you must have walked into the dealership with a ski mask and a gun, because you just stole that car. Leasing should be in the $250 range, financing should be in the $400 range, all depending on down payment and options.
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None of that was considered at the dealership yet either. I told him what I wanted and he came back with $432/month for lease and $277 bi-weekly for financing. I said no and he left and came back a few minutes later with $420/month for lease and $250 bi-weekly for financing and said that was the best he could do. Credit and all those things weren't factored in yet.
Quote:
Originally Posted by fledonfoot
Sales tax, registration and interest rate based off strength of credit are not factored into the "build your Scion" page.
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