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Extended warranties should have a 30-day grace period to cancel it for the full amount (minus cancellation fee of about $50). Then, it will either go towards your financed amount (most common, you'll be able to pay your loan off earlier but your monthly payments won't decrease) or you will get issued a check.
Source: Cancelled mine. I'm in CA, it might change by state.
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2013 Scion FR-S
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