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-   BRZ First-Gen (2012+) -- General Topics (https://www.ft86club.com/forums/forumdisplay.php?f=23)
-   -   20+college+work=brz?? (https://www.ft86club.com/forums/showthread.php?t=9544)

Reflections 06-23-2012 01:07 AM

Quote:

Originally Posted by Heero (Post 273938)
Near Brampton :/

1 accident + no driving record + primary driver = facility lol

I feel your pain... I tried to get a quote by myself without my parents on the insurance and they wanted $720/month for a Civic Si. It was $530/month for the CRV. No tickets, driving school and other discounts applied... Thankfully my parents are fine with having me on their insurance.

Mitch 06-23-2012 01:30 AM

Quote:

Originally Posted by feedbag (Post 273370)
Has anyone really been far even as decided to use even go want to do look more like?

You’ve got to be kidding me. I’ve been further even more decided to use even go need to do look more as anyone can. Can you really be far even as decided half as much to use go wish for that? My guess is that when one really been far even as decided once to use even go want, it is then that he has really been far even as decided to use even go want to do look more like. It’s just common sense.

FoolCyclist 06-23-2012 01:56 AM

Quote:

Originally Posted by Lee358 (Post 273710)
I actually make around 1500 a month during the school year and 2400 a month when im not in school overtime is wonderful.... Im pretty sure thats more then enough to be comfortable with this car... But its not all about being able to buy it and be comfortable its about seeing what other people did when they were my age and how they are living now years later. (snob)

When I was in college I had a full ride for tuition and books. I worked about 20 hours a week. Made about 2k per month. In the summer I fought wildfires and could make 15-20k. I paid my own rent, insurance, food, etc. I drove an '87 Accord that I paid $4000 cash for. There would have been no way in hell I could have afforded a $30,000 car.

In med school I bought a slightly used Focus and paid it off in 2 years. That car was $11,000. Even during residency when I was getting paid over $40,000 a year I would not have been able to afford a $30,000 car.

Now, after I have paid my dues, I am a physician and can afford a $30,000 sports car, so I bought one.

Seriously consider moving out of your parents place, buy your own food, clothes, toys, etc. Start paying your own insurance, rent, bills, etc. If you plan on moving out any time in the next 5 years you cant afford this car. There will be others. There will be used ones in a year to buy. There will be lots of competitors very soon. Buy something you can pay cash for until you are done with school and supporting yourself 100%.

Enemies 06-23-2012 02:19 AM

Quote:

Originally Posted by Mitch (Post 273991)
You’ve got to be kidding me. I’ve been further even more decided to use even go need to do look more as anyone can. Can you really be far even as decided half as much to use go wish for that? My guess is that when one really been far even as decided once to use even go want, it is then that he has really been far even as decided to use even go want to do look more like. It’s just common sense.

Couldn't have hardly better said it than anywhere ever tried before, ever!

serialk11r 06-23-2012 02:19 AM

As someone with a pretty comfortable family financial situation, 19 yo college student, hell to the no. My parents could definitely buy me a *very* nice car if they wanted, but they didn't. I don't really bring in much income (I prefer to overload myself with coursework), but I am one of those conservative people who doesn't think you should spend more than maybe 1/2 of your disposable income on one thing a year (disposable income needs to be saved/invested :P).

I have wanted a car so badly since 10th grade, because public transport is non-existent in most of the SF Bay and what public transport there is, is completely useless. After getting 2 bikes stolen, 2 rear wheels destroyed by retarded drivers (bike wheels cost a lot to replace!), almost being thrown into traffic by a caught chain, only about 100 scars on my legs, and many many bad memories of breathing diesel exhaust, getting thorny things caught in my eyes every other day, and being completely soaked in the rain, biking is something I hope to get away from for a long time. Not to mention I was one of the only seniors who biked to school. Anyways, to cut to the important part, I've personally decided that I will only buy a new car when I get a full time, high paying job, or somehow have income equivalent to that. For now, the train, walking, and zipcar and whatever will do. If I go to grad school, I'll get a used car since I won't be raking in much money then either.

The less financial stress you have at this age the better. Money will come much easier very soon, and it's not like you'll be an old prune by then and not be able to enjoy it. In college there's not much of a use for a car anyways, at least not for most places I've seen. Driving a car around makes sense if you travel often and your parents have some spare car sitting around, but otherwise not really.

StarsGarrador 06-23-2012 04:02 AM

im 20 live at home full time, been investing in stocks since i was 16, im putting 10k down and then selling my altima when my brz comes so I say go for it. You deserve it.

mush 06-23-2012 06:51 PM

what year is ur frontier? i wouldnt blow all my money on a car
save what u can especially if theres nothing wrong with ur truck, thats what im doing

Exhaust 06-23-2012 07:07 PM

Quote:

Originally Posted by JIMs|a|MILLION (Post 273902)
where in Canada do you live and what horrible things have you done to deserve such an expensive insurance policy? I was just qouted 2600 a year for my brz and I'm only three years older then you. I dunno how you do it, but whatever your doing to afford all of that keep doing it.

2400 here, now I dont feel so bad:happyanim:

Quote:

Originally Posted by Heero (Post 273759)
A fellow 20 year old university student chiming in here:

I pay my parents rent each month, pay my own school tuiton (no loan for me) & expenses.
Despite all this I purchased the BRZ.

If I can do all this in Canada -where I am paying almost 9k a year just on insurance, you can do it to! Your young, live life! Enjoy your new car!


Jesus H christ for all that id say fuck the car and take the bus.

mact 06-23-2012 07:14 PM

Quote:

Originally Posted by Lighting Red (Post 273695)
I would never own a new car in college. Hell, at that stage in my life I would never own something I would go crazy over if it got one or two dings. College is not car friendly. I wouldn't put a BRZ through it.


So true. Young and drunk people all over the place.

was385 06-23-2012 07:35 PM

There is a lot more to this decision than would make it possible for us to say yes or no. You have to seriously sit down and take a look at your situation and decide if it is right. Are you a good driver who isn't going to take stupid chances in a sports car? Do you have the money to pay for the car/insurance/etc. and still have some to keep you going through college?

I just graduated and my lack of debt (state school) as well as the money I've saved up from working through college, and having a good job made me decide to go for the BRZ, so my advice is to carefully think through the entire situation and make sure that you have the finances in order to be able to do this. Living hand to mouth is a very stressful way to do it.

slaxx 06-23-2012 07:45 PM

Hey @feedbag that reads as tweak, take care of yourself man. Permanent damage you know.

Or if that's just English as a last language it's all good, thanks for contributing!

Tbxgz 06-23-2012 07:47 PM

Quote:

Originally Posted by feedbag (Post 273370)
Has anyone really been far even as decided to use even go want to do look more like?

I can count to potato

Longhorn248 06-23-2012 09:15 PM

Use the money on booze and girls and enjoy college. After you graduate and have a steady income buy the car. Jm2c

Mr.Jay 06-23-2012 09:36 PM

Quote:

Originally Posted by Longhorn248 (Post 274962)
Use the money on booze and girls and enjoy college. After you graduate and have a steady income buy the car. Jm2c

I agree with this

Also want to point out the Nissian will carry more girls as well :thumbup:


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