Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

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-   -   How much did you finance your FR-S for? (https://www.ft86club.com/forums/showthread.php?t=8317)

Double4Free 06-10-2012 10:08 AM

How much did you finance your FR-S for?
 
Thread title. 3.05% @ 72 months.

FloWin 06-10-2012 11:59 AM

0% 0 month
we pay all our cars cash because we hate car payments

yayforaddison 06-10-2012 12:18 PM

Quote:

Originally Posted by FloWin (Post 251070)
0% 0 month
we pay all our cars cash because we hate car payments

Sass

Mitch 06-10-2012 12:19 PM

Quote:

Originally Posted by FloWin (Post 251070)
0% 0 month
we pay all our cars cash because we hate car payments

That's not bad. I could have payed cash for my BRZ, but at 2.9% it was worth financing half of it to keep some cash liquid for now.

GMU-BRZ 06-10-2012 12:24 PM

$25k @1.79% for 60mo for my BRZ

mdf4uk 06-10-2012 12:42 PM

2.39% for 60 months

FakeWhiteMan 06-10-2012 12:48 PM

24k @ 1.9 for 60 mo

TeaBuoy 06-10-2012 12:54 PM

Man, you guys are getting some low APR's. Are you guys financing through the dealership or your own bank?

moniz 06-10-2012 12:57 PM

Holy crap we're getting hosed here in Canada. TFS rate is 5.15% for 72 mths:cry::mad0260::cry::mad0260:

Turbowned 06-10-2012 01:17 PM

Some of my local credit unions are offering as low as 1.9% for up to 72 months. I'd much rather go with 60 months and pay it off in 48.

dori. 06-10-2012 01:22 PM

Quote:

Originally Posted by Turbowned (Post 251141)
Some of my local credit unions are offering as low as 1.9% for up to 72 months. I'd much rather go with 60 months and pay it off in 48.

I have a question about this. Will paying the loan off early lower your payments going forward, or is it just to accrue less interest over the life of the loan?

moniz 06-10-2012 01:32 PM

Quote:

Originally Posted by dori. (Post 251148)
I have a question about this. Will paying the loan off early lower your payments going forward, or is it just to accrue less interest over the life of the loan?


Less interest paid over time. Your payment stays the same.

Zach 06-10-2012 02:15 PM

My APR is so high I don't even want to talk about it, lets just say when I "hopefully" refinance in a year, my rate should go down 1/3 and I will be saving 100$ a month on just interest... so you can imagine.

carbonBLUE 06-10-2012 02:20 PM

i think i financed somewhere in the 12k region for 6 years its 150 a month for my car and ive got 3 years of car payments saved up, my car isnt going anywhere soon even if im homeless lol...

290 for full insurance and car payment! FTW


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