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-   Forced Induction (https://www.ft86club.com/forums/forumdisplay.php?f=78)
-   -   Financing a turbo kit? (https://www.ft86club.com/forums/showthread.php?t=65330)

ikeryder13 05-08-2014 02:07 AM

Financing a turbo kit?
 
Does any company offer this? And not through bill me later or PayPal...

hmong337 05-08-2014 02:35 AM

lol

SmsAlSuwaidi 05-08-2014 02:51 AM

First world problems

iAgui 05-08-2014 02:55 AM

Put it on a credit card.

midnight23 05-08-2014 03:20 AM

Quote:

Originally Posted by iAgui (Post 1723026)
Put it on a credit card.

this

if your credit isn't good enough for it then it probably won't be good enough for any vendor offering this service.

diss7 05-08-2014 04:28 AM

If you can't pay cash for it, you can't afford it.

Best advice I ever got. And it REALLY applies here.

YMAA 05-08-2014 05:04 AM

Plus you probably won't be financing just the turbo kit. There's tons of supporting mods you're probably going to want/need such as clutch, brakes, tires, and don't forget about tuning. Dyno time alone can get expensive depending on how long it takes to get the tune properly dialed in.

CSG Mike 05-08-2014 07:17 AM

Quote:

Originally Posted by ikeryder13 (Post 1722981)
Does any company offer this? And not through bill me later or PayPal...

Unless your car is paid off, you should NEVER go into debt to mod.

Then again, if your car is paid off, you probably wouldn't be asking this question...

DC2R 05-08-2014 08:06 AM

I'm thinking about forced induction(ptuning,sc,esc). Still owe 13 on car. Should I wait?

Sent from my SM-N900T using Tapatalk

86viper 05-08-2014 08:14 AM

The thing with financing questions about anything is.

Its really dependent a person's personal circumstances.

Someone might not be able to afford 10,000 straight up but can afford the few hundred a month it would cost.

Maybe they are getting a big bonus soon? Or a promotion? Rich uncle?

Everyone's circumstances are different.

Obviously if your not at least settled financially then spending 10k on a turbo kit to do it properly is not a good idea.

Obviously saving up and buying it outright is the preferred and suggested method, perhaps for the main kit, but if you have to put a few k on credit to do the job PROPERLY then i can also see merit in this. Do it once and do it right.

Khorne 05-08-2014 08:22 AM

Quote:

Originally Posted by 86viper (Post 1723160)
The thing with financing questions about anything is.

Its really dependent a person's personal circumstances.

Someone might not be able to afford 10,000 straight up but can afford the few hundred a month it would cost.

I agree with this, BUT you would need to take into account a few other things as well.
Catastrophic failure is the big one, then small problems that arise from modifying a car. For example i bought some coilovers dropped the car and bam rear camber out of spec. Now i need some LCA's, oh my headlight dip is fooked need an arm for the headlight level sensor.

The cost of getting a kit on the car s one thing, upkeep and dealing with the problems that arise from modification are another.

OP put it on a credit card with low interest and pay it off if you are really desperate.

BlueDubbinTDI 05-08-2014 08:53 AM

Just dont. I knew a guy that financed an air ride suspension and it fucked with his life for like 6 years between credit problems and debt. Plus if something goes wrong and it's financed you'd still have to pay off that loan even if you blow up your engine. It's just got bad idea written all over it.

diss7 05-08-2014 08:57 AM

Here's some good financial advice..

Don't ask for financial advice on a car forum.

Yes, I see the irony.



Can we get a retard section on this forum for questions like this? When I come ino the turbo section, I want to read about turbo kits, results, related products, and the like.

I don't want to see threads about "should I put a kit on my credit card?"

Classic post that's fishing for positive reinforcement for a stupid idea, to justify doing it.

Model Citizen 05-08-2014 09:54 AM

Easy solution: Have your parents pay for it op.


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