| DeeezNuuuts83 |
05-09-2012 02:01 PM |
Quote:
Originally Posted by MarkRacerX
(Post 205457)
My local Credit Union has 2.24% 72mo :)
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That's cool, but do you really want a 72-month term? Even with $0 down, that calculates to only a ~$300 difference (depending on the exact purchase price) throughout the course of that loan (when compared against a 60-month term), but it's six years.
Quote:
Originally Posted by rcm47
(Post 205482)
Anyone between the ages of 19-22 that are buying the car on their own get a low interest rate?
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Age doesn't matter that much, just make sure your credit history doesn't suck while having a good credit score going into the purchase. When I financed my first Evo, I think I was 23, though surprisingly I ended up having a pretty solid credit score of 768, even though all I had was one or two credit cards, both of which I had for maybe a year or two overall while staying on top of my payments (and having $0 balances on them by the time I was making my car purchase). That got me the best rates, at that time. |
