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The real question for me is how much more the FRS might cost to insure compared to a similarly priced car such as a new Accord. When i get my VIN I'll try to get those figures.
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Regardless of the VIN, the model of the car and your background is enough information for them to proceed with a quote w/fine print. Though it might sound odd but your driving history, credit history and demographics play a bigger role on your premium. When I called today, I said the car was a Scion F as in Frank, R as in Roger and S as in Sam. I told her it was a coupe, how big was the engine was and she was able to proceed from there. |
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^^ opinions aside, that was just a basic minimum coverage quote. This is not a debate about what coverage you should get, merely a thread for estimating coverage costs for the Scion FR-S.
By the way, 15/30/10 is the state minimum in Arizona IIRC. |
1991 Toyota MR2 + 2013 Scion FRS
100.82 500 Deductible or 110.50 250 Deductible per month for 6 months Full coverage on the FRS liability on the MR2 Coverage: BODILY INJURY & PROPERTY DAMAGE LIABILITY BI $100,007 EACH PERSON - $300,007 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $100,007 EACH ACCIDENT COMPREHENSIVE ACV LESS $249 DEDUCTIBLE COLLISION ACV LESS $249 DEDUCTIBLE LOAN/LEASE PAYOFF COVERAGE 25% OF THE ACTUAL CASH VALUE RENTAL REIMBURSEMENT UP TO $30/DAY FOR MAX OF 30 DAYS UNINSURED/UNDERINSURED MOTORIST BODILY INJURY $100,007 EACH PERSON -$300,007 EACH ACCIDENT UM/UIM PROPERTY DAMAGE $50,007/ACCIDENT $250 DEDUCTIBLE APPLIES TO PROPERTY DAMAGE PERSONAL INJURY PROTECTION $2,503 EACH PERSON/EACH ACCIDENT ROADSIDE ASSISTANCE Dallas/25/No Accidents/No Tickets |
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Quoted $500 for 6 onths, up from 350 with a 2004 xB. 31 yrs old, Progressive, clean driving record.
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Wow, my insurance is so expensive compared to everyone else's on here.
21st Century Los Angeles 26 years old Mom and I have clean driving records Current coverage: Comprehensive (I have a LOT of insurance. hmm.. maybe too much.) 2005 Corolla (mom primary driver/me secondary/insured in an LA suburb), 2005 tC (me primary driver/insured in city of LA) $1122/6 mo ($187/mo) Estimated quotes: Added FRS as commuter/everyday vehicle, keeping the other two cars: $1770/6 mo. if no tC: $1208/6 mo ($201/mo). I think we're all learning that adding the FRS won't be too much higher than our current cars. That's great news. And kind of crazy that I can insure a brand new car for roughly $14/mo more than a 2005 car. (Not that I am complaining!) |
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Are males higher or females higher? While I was on the phone with the representative, I asked if being male or female made a difference because I actually heard that males are more expensive to insure, and she said she didn't know but didn't think so. Can you even do that? Is that discrimination? Wait, when you turn 25 your premium automatically goes down. So does race count too? And weight and height and hair color? Where does it stop... sorry off topic. I thought it had to do with me living in LA because when I moved from the 'burbs to LA there was a marked increase in my premium but there are a few people in LA here without these high quotes. I think I win "highest premium with a clean record." |
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Wawanesa is the best among all I have tried like allstate, farmer, 21st, costo, infinity, even geico or mercury....I have been with them for 5+ yrs but it is hard to get in, they are very tough on traffic citation....they might drop you out if you have multiple tickets....I pay $1400/yr for '06 330i, "09 C300 and '00 Prelude on 30/60/30 $500 deductibile.....30 yrs old wife 27, no ticket.....I strongly recommend everone to call them but don't get your hope up becasue I did say they are tough to get in..... |
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