Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

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-   -   APR on your FRS/BRZ? (https://www.ft86club.com/forums/showthread.php?t=41460)

FRSBRZGT86FAN 07-12-2013 08:49 PM

APR on your FRS/BRZ?
 
I was just wondering, what did you guys get for APR? Multiple dealers told me 3.2%-4.1%. What have you guys gotten? And is it safe to say that should lower in a couple weeks?

TaddyDobbins 07-12-2013 09:02 PM

Any of those rates are historically low. Pick the one that fits your needs best and buy the car. There is no telling what will happen in two weeks. My APR was 3.25%

strat61caster 07-12-2013 09:02 PM

http://www.scion.com/buy/payment_calculator/

Best APR on that I saw was 2.69% which is a little higher than what I got from them. They'll lower it a bit if you have a large down payment (>5 figures I believe) and having a promotion like military or recent graduate also helps. Of course this is only considering TFS, a good Credit Union should be able to do even better. You won't get less than 2% out of TFS at the moment but under 3% (providing you have the credit to back it up) should be possible.

utekineir 07-12-2013 09:33 PM

2.99 was best offered a week ago through tfs on this car

leon78 07-12-2013 09:45 PM

I got 1.99 through Navy Fed...0 down...72 months. I'm 22 with awesome credit....that was in Dec tho. I didn't even try TFS w/ the $1000 rebate.

Sent from my yotaru

mush 07-12-2013 09:47 PM

I got 2.8 with toyota. Will refinance for 1.7 soon

Xeerohour 07-12-2013 09:52 PM

2.55% through someone random the finance guy found. 800+ credit though.

jdubious 07-12-2013 10:05 PM

wow....u guys got really low ones....good for u, bad for me:(

Best toyota could do was 3.9 BOA picked me up for 3.49

This was about 6 weeks ago

midnight23 07-12-2013 10:55 PM

2.74% offered from dealer BOA 0 down, a week after I bought it my credit union offered 2.2% 0 down so switched to them.

Barbarian 07-12-2013 11:05 PM

3.14 here through BoA

yuicebox 07-12-2013 11:17 PM

I know this is not the point of this thread and I'm sorry but...

PAID FO! WOOO!

ndsleep612 07-12-2013 11:18 PM

1 month ago when I bought my FRS, I got 2.19% from Toyota. If you put down at least 1/3 of the OTD price you get a lower rate than the standard 2.69%.

strat61caster 07-12-2013 11:22 PM

Quote:

Originally Posted by ndsleep612 (Post 1065746)
1 month ago when I bought my FRS, I got 2.19% from Toyota. If you put down at least 1/3 of the OTD price you get a lower rate than the standard 2.69%.

After checking my paperwork I think it's -0.25% for a large downpayment (>1/3 the price) and -0.25% if you get military/recent grad discounts.

Again, contingent on having good enough credit to qualify.

Wo6M 07-12-2013 11:53 PM

I got 2.3%


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