1.49,% from Subaru

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EDIT: I doubled posted. lol it was either .45 or .49

1.64% over 36 months, through Subaru.

In Atlanta GA with great credit.
Penfed was 1.74 for 60 months, 2.24 for 72.

Dealership
Matched the rate and pushed the first payment out an extra month

2.99 72 months USAA

0% for 36 months through dealership

1.69 for 72 mo through BB&T

I was going for 0$ three years. But they informed me that Scion does not give 0%. So I paid in cash. I drove out with car fully paid. The sales guy just scared for five minutes.

FWIW, I was able to get 0% on a $10k loan for 36 mo. through Toyota Financial Services. That was a year ago so might be different now.

1.9% 3 years. (only $11k financed). RBFCU.

1.89% 60 Months WDFS

Could have purchased my BRZ in cash, but opted to finance a portion of the purchase.

Made a 40% down payment using my credit card for cash back bonus doallars (paid balance in full at the end of the billing cycle). . . For the loan I was offered 2.9% for 63 months. . . Structured the loan for 60 months at 2.9%. . . Made a principal payment 14 days later for $2K. In the process of making 5 additonal payment between now and mid-November to repay loan in full.

Total gross interest expense incurred will be approximately $120. Total net interest expense incurred (taking into consideration my credit card cash back bonus) will be -$130 (e.g., I will turn a profit on the financing of my car).

So I notice a lot of you guys are paying off your cars right away, even considering the extremely low interest rates. Now assuming most of you have a mortgage, wouldn't you be better off applying all this cash to the principle of your mortgage, which could stand to save you way more money over time?

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I agree but hopefully they are responsible and smart of their savings and spending haha

1.7 for 60month