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-   -   BRZ / FRS Insurance Costs in Socal? (https://www.ft86club.com/forums/showthread.php?t=3889)

statuskuo 02-24-2012 05:04 PM

BRZ / FRS Insurance Costs in Socal?
 
Not sure if this is the best place to put it - but has anyone around Socal asked for Insurance price on the car? I've tried asking AAA but they said they need the car particulars in order to give me an estimate - and he said he couldn't do it until it comes out (not even ball park -_- ). So I'm wondering if anyone knows roughly how much it would cost? (I will be 25 yrs old, no driving record if that helps).

RRnold 02-24-2012 05:36 PM

You don't have at least 3 yrs of driving experience?

Perhaps using the Genesis couple would give you a good idea on how much you'll be paying for insurance. Also I highly suggest getting a quote from Wawanesa if you have a clean record.

statuskuo 02-24-2012 05:38 PM

Quote:

Originally Posted by RRnold (Post 141682)
You don't have at least 3 yrs of driving experience?

Perhaps using the Genesis couple would give you a good idea on how much you'll be paying for insurance. Also I highly suggest getting a quote from Wawanesa if you have a clean record.

Thanks for the pro-tip! I'll check out Wawanesa - is there a reason why they are good?

Longhorn248 02-24-2012 05:43 PM

When you say no driving record do you mean that you haven't had a license until now or that you haven't had any accidents or insurance claims?

statuskuo 02-24-2012 05:53 PM

Quote:

Originally Posted by Longhorn248 (Post 141686)
When you say no driving record do you mean that you haven't had a license until now or that you haven't had any accidents or insurance claims?

I've had my license since I've been 17 or so - I haven't had any accidents - but I have had an insurance claim recently.

Sorry for the confusion!

zoomzoomers 02-24-2012 05:59 PM

Quote:

Originally Posted by statuskuo (Post 141683)
Thanks for the pro-tip! I'll check out Wawanesa - is there a reason why they are good?

Wawanesa is down right cheap. I changed from USAA after years of using them.

statuskuo 02-24-2012 06:12 PM

Quote:

Originally Posted by zoomzoomers (Post 141696)
Wawanesa is down right cheap. I changed from USAA after years of using them.

Thanks - but I'm still wondering if anyone else was able to get a ball-park quote for the car (or something similar)?

RRnold 02-24-2012 09:01 PM

Quote:

Originally Posted by statuskuo (Post 141708)
Thanks - but I'm still wondering if anyone else was able to get a ball-park quote for the car (or something similar)?

I called Wawanesa for a quote last year and used '11 GC since they are similar in most areas. Everyone's quote will vary but the quote I got was very reasonable; like $400 for the whole year/max full coverage if I remember correctly.

The thing is with Wawanesa is that they are very exclusive and must have a clean record. They only offer polices for Oregon and California and their CA office is located in San Diego.

Undecided 02-24-2012 11:15 PM

$400/year?? You serious? Holy ****! I'd KILL for having those rates. I pay $250/MONTH!!

statuskuo 02-24-2012 11:28 PM

I've been reading alot of reviews that are generally favorable.. There seems to be alot of price increases after the first year according to a few dozen or so ppl.. Know anything about that?

dookie11 02-25-2012 11:47 PM

Quote:

Originally Posted by RRnold (Post 141805)
I called Wawanesa for a quote last year and used '11 GC since they are similar in most areas. Everyone's quote will vary but the quote I got was very reasonable; like $400 for the whole year/max full coverage if I remember correctly.

The thing is with Wawanesa is that they are very exclusive and must have a clean record. They only offer polices for Oregon and California and their CA office is located in San Diego.

Dude, is this for real? I pay like a grand for full coverage on a 2000 Prelude through Wawa. And this is through a family policy with my mum's Highlander! Is it cuz I'm 25?

whaap 02-26-2012 12:43 AM

Asking someone how much they pay for insurance is as helpful as asking someone how much they spend for groceries. There are too many different factors that play into insurance costs.

statuskuo 02-26-2012 12:58 AM

Quote:

Originally Posted by whaap (Post 142550)
Asking someone how much they pay for insurance is as helpful as asking someone how much they spend for groceries. There are too many different factors that play into insurance costs.

That seems reasonable - we're not looking to find out exactly how much one is paying (or at least I'm not) just looking for ball park prices. Yes - it changes depends on your situation - but its not like they can't be talked about and estimated on ?

daphaze1 02-26-2012 01:44 AM

Quote:

Originally Posted by dookie11 (Post 142534)
Dude, is this for real? I pay like a grand for full coverage on a 2000 Prelude through Wawa. And this is through a family policy with my mum's Highlander! Is it cuz I'm 25?


Insurance is really unfair but you can blame the age group and the type of vechicle your driving =/.

Like if I was 1 year older my insurance would be cut in half. =/ The Scion TC and the 370z are super expensive too. I pay like 1200 per year on my Prius or 1100 on my Highlander. I think they will want like 1400-1600 for a TC. I'm actually a bit scared about the FR-S.

My premiums are 500 detuctible with 250/500/500 coverage though and what other stuff you guys go with. I think Farmers will be a good choice if you never been in an accident. They have a good policy for deducting your rates if you never been in an accident every 2 years your with them.


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