Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB

Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB (https://www.ft86club.com/forums/index.php)
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-   -   FI/Heavy Modification Insurance (https://www.ft86club.com/forums/showthread.php?t=36699)

Pneub 05-16-2013 01:26 PM
FI/Heavy Modification Insurance
 
I've recently invested a large sum of money into my BRZ like many of you but my insurance (USAA) only covers $5k worth of modifications. This would probably suffice if I got in a fender bender but if my car is stolen I'd be in pretty deep. What have you guys done or what insurance companies have you guys gone through to get adequate insurance?

2forme 05-16-2013 02:01 PM
Quote:
Originally Posted by Pneub (Post 939166)
I've recently invested a large sum of money into my BRZ like many of you but my insurance (USAA) only covers $5k worth of modifications. This would probably suffice if I got in a fender bender but if my car is stolen I'd be in pretty deep. What have you guys done or what insurance companies have you guys gone through to get adequate insurance?
You could get a third party, professional appraisal and do a "stated" policy. Where the amount of the appraisal is what you're insuring.

Pablitomarrero 05-16-2013 04:35 PM
Lo-Jack

killerkid08 05-19-2013 02:14 PM
lol, lo-jack wouldnt help you if you are dealing with a professional group of individuals hell bent on wiping out your stuff. My former car was stolen, stripped, and destroyed in under 24hrs.

Sportsguy83 05-19-2013 10:19 PM
Quote:
Originally Posted by killerkid08 (Post 945422)
lol, lo-jack wouldnt help you if you are dealing with a professional group of individuals hell bent on wiping out your stuff. My former car was stolen, stripped, and destroyed in under 24hrs.
WOW, that SUCKS!

killerkid08 05-19-2013 11:08 PM
Quote:
Originally Posted by Sportsguy83 (Post 946146)
WOW, that SUCKS!
Yeah it was quite the upset for me, but I've moved on to the FR-S.

Sportsguy83 05-19-2013 11:10 PM
Quote:
Originally Posted by killerkid08 (Post 946234)
Yeah it was quite the upset for me, but I've moved on to the FR-S.
What car was it and how modded??

killerkid08 05-19-2013 11:24 PM
A speed3, money well invested.

The worst really was the loss in time invested.

KAR 05-19-2013 11:29 PM
sTATE Farm, insure whatever you have in your car


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